Fox Commercial Funding
Fox Commercial Funding

Loan Programs

Loan Amount:
$100,000 and up for Business and Equipment,
$500,000 and up for Real Estate.

Credit score:
650 or Better

Revenue Calculation:
Trailing 12 Months
Projections, Proforma

Expense Calculation:
Historical
Projections, Proforma



Interest Rates & Terms:
7-20 Years Fixed, 20-30 Year Amortization (depends on property condition)

Reserves:
Reserve accounts to be set up for taxes, insurance, capital improvements, deferred maintenance.


Also in our direct lending program, we now offer bruised/challenged non-conforming financing. Credit programs are available under this program at a higher interest rate.

Many investors and lenders are closing their doors because their credit lines are being closed. We have access to commercial monies in this volatile market due to our expertise and direct correspondence relationships. We are quoting and closing loans successfully for our clients even in in this volatile market place.

What does that mean to you? If the real estate market falls apart and property values decrease, as long as you are making your agreed payments on time, you and your property are safe from foreclosure or a bank loan officer asking you to make a large principle payment or notifying you that you have 30 days to refinance from our portfolio.

Equipment and business financing is critical to a company looking to expand or to merge. Our funds managers are experienced to assist you in making that right choice. Equipment financing is made easy through our direct business and leasing programs.

"Fox Commercial Financing will not be sold or merged with any large companies. As a direct correspondent, our philosophy is that we work directly for you, the borrower, and we are not restricted to one lending program or institution. We offer you choices. I will always be here to serve you personally."



Commercial Real Estate and Business Financing

Direct Lender & Mortgage Banker $100,000 Minimum Loan for Business and Equipment, $500,000 Minimum Loan for Real Estate.
  • Construction, Acquisition, Refinance, Cash out
  • Residential complexes, PUD's, Condos & (High-rises), Commercial
  • Builders, Developers welcomed
  • 100% Loan to Costs (LTC) - programs available $3,000,000 - $20,000,000
  • Multi-family (5+), Mixed Use, Income properties, Retail, Office, Nursing Homes
  • Hospitality Financing - Hotels - Motels - flagged & non flagged properties
  • Commercial Printers, Medical & Veterinary professions, Restaurants, Retailers
  • Self-storage, Mobile Home Parks, Industrial/warehouse
  • Owner occupied/single tenant, Big boxes
  • Loans up to 90% loan to value - conventional - owner user occupancy 20% (non SBA)
  • Non-traditional properties - funeral homes, gas/convenience, franchises
  • Challenged Credit Programs
  • SBA, USDA, Business Loans & Financing Programs - construction - perm loans - 90% LTV
  • 7a, (up to $2,000,000) - 504 up to $5,000,000
  • Adjustable, & Fixed Rates, 15-20-25-30-40 year amortization schedules
  • Star up business welcomed - must have 3+ years management & experience
  • Long term loans with no balloon payment
  • Construction Loans (correspondent program with local & regional lenders)
  • Recourse, Limited Recourse, Non-Recourse Loans
  • Mortgage Bankers, Direct Correspondents to all loan programs offered
  • Economy and Recession Proof Loans
  • 45-60 day closings - from the date of the executed term letter
  • Your one stop source for commercial financing
  • Nationwide
Locally Owned and Operated, Globally Connected

For particulars about these programs or to find out information on other programs, please give us a call.

Fox Commercial Financing with corporate offices in Stratham, NH, is a direct commercial real estate conduit lender as well as a direct correspondent to several national conduit and institutional lenders and arranges long term financing for commercial real estate throughout New England and across the United States. Fox also interacts with local banks and private lenders to place interim or construction financing for projects like this one.

Fox Commercial Financing is a one-stop source for commercial business and real estate financing.
Fox Commercial Financing, LLC Bridge Loans on Homes